Profitability has become a more elusive goal in markets characterized by excess liquidity. The challenges created by historically low loan demand and persistently low interest rates have been exacerbated by changes in Reg E that reduce the proportion of non-interest income.

In this environment, banks with segregated views of asset and liability portfolios miss an opportunity to wring profit from a difficult economic period. To make the most of this challenging environment, banks must implement tools that afford greater visibility into their overall portfolio and enable greater management reporting of all aspects of profitability related to assets and liabilities, both in isolation and in aggregate.

• Financial and analytical tools to more effectively manage the financial portfolio and overall profitability
• The role of systems architecture in supporting multi-dimensional profitability analysis
• How to integrate financial and management reporting
• How more precise profitability management provides a critical edge in today’s business environment
• How to improve insight into the profitability of distribution channels, business units, products and customers
• How to increase profitability through informed decision-making

Regards,

SAP Americas